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IPO Lenschevron_rightIPO Explorerchevron_rightLalithaa Jewellery Mart IPO
LJ

Lalithaa Jewellery Mart IPO

Listed
Lalithaa Jewellery Mart Limited · Mainboard · Book Build Issue · BSE, NSE
Price Band
₹190–201
Issue Size
₹1,700 Cr
Min Invest
₹14,874
Lot Size
74 sh
Opens
17 Aug
Closes
19 Aug
Allotment
20 Aug
Listing
24 Aug
boltListing Gain
Strong Apply
Probability
High

The IPO is attractively priced, has demonstrated strong financial performance, and is backed by exceptionally high subscription rates across all categories and a robust GMP, indicating strong demand for listing gains.

descriptionExecutive Summary

Lalithaa Jewellery Mart Limited is a prominent player in the gems and jewellery retail industry, known for its brand catering to the mass and value-conscious segment, particularly in Tier II and Tier III cities of Southern India. The company operates with its own manufacturing facilities and focuses on quality, craftsmanship, and original designs. The IPO is a book-built issue comprising both a fresh issue and an offer for sale.

edit_note
Analyst Notes

The IPO has garnered overwhelming market sentiment, evidenced by very high subscription rates across all investor categories and a strong GMP, indicating significant demand for listing gains. The company's established brand, strategic market positioning in growing regional markets, and scalable business model provide a strong foundation for future growth. While there are notable risks, including past negative cash flows, high supplier concentration, and ongoing litigation/regulatory issues, these are largely offset by the strong positives and the compelling valuation.

insightsOutlook

boltListing GainStrong Apply
ConfidenceHigh

The IPO is attractively priced, has demonstrated strong financial performance, and is backed by exceptionally high subscription rates across all categories and a robust GMP, indicating strong demand for listing gains.

scheduleShort TermApply
ConfidenceHigh

The strong fundamentals, attractive valuation, and positive market sentiment suggest potential for continued upside in the short term post-listing.

historyLong TermApply
ConfidenceHigh

The company operates in a growing industry, has a scalable business model, strong brand presence, and excellent return ratios. While some risks exist (supplier concentration, past cash flow issues, litigation), the growth strategies and valuation make it a compelling long-term investment.

radarScore Profile

FinancialBusinessValuationGrowthGovernanceMarketRisk
76
Overall Score
75.7/100
account_balanceFinancial Strength
8.0/10
business_centerBusiness Quality
7.0/10
sellValuation
9.0/10
trending_upGrowth
9.0/10
verified_userGovernance
6.0/10
moodMarket Sentiment
9.0/10
warningRisk
4.0/10

monitoringFinancial Analysis

25039.8₹ Cr · FY24–FY26
insightsRevenue grew from 16800.6 to 25039.8 across FY24–FY26 (+49%).
Latest
25039.8
Low
16800.6
High
25039.8
Average
19582.8
Δ Period
+8239.2
flagRed flag · Past negative cash flows from operating activities and high inventory levels are notable financial red flags.
Quality Ratings
Revenue ConsistencyStrong
Profit Consistency—
EBITDA Trend—
Margin Trend—
Net Worth TrendStrong
Cash Flow QualityStrong
Working CapitalHigh
Debt LevelsLow
Debt ServicingLow
Earnings QualityStrong
Return RatiosExcellent
Profit Sustainability—

sellValuation Analysis

Valuation Meter
Average
Capital Eff.
High
Risk-adj. Return
Attractive
Pre-IPO P/E
9.95×
Post-IPO P/E
11.14×
EV / EBITDA
—
Price / Book
3.43×
ROE
41.6%
ROCE
42.6%
Competitive PositioningStrong
Relative Pricing vs PeersAttractive

candlestick_chartListing Performance

Listing Gain (24 Aug)
₹+64.3(+31.99%)
Issue Price
₹201
Listing Price
₹265.3
Listing Day Close
₹247.5

business_centerBusiness Quality

lan
Business Model
The company operates a jewellery retail business, focusing on gold jewellery (over 94% of revenue) and catering to the mass and value-conscious segment. It leverages its own manufacturing facilities and a network of large and medium format stores, primarily in Southern India.
security
Competitive Moat
The competitive moat is built on its trusted brand reputation, focus on quality and craftsmanship, and extensive store network in specific regional markets. Own manufacturing also provides an advantage.
open_in_full
Scalability
The business demonstrates good scalability, having expanded from 38 stores in FY22 to 56 stores by December 2024, with plans for 12 new stores. Expansion into new regions and product diversification are key growth strategies.
public
Market Opportunity
The Indian gems and jewellery retail industry is projected to grow at a CAGR of 13-14% between fiscals 2024 and 2029, reaching ₹12,000-12,200 billion by fiscal 2029, presenting a significant market opportunity for the company's expansion plans.
star
Brand Strength
Strong. The company is a trusted brand for the mass market, generating significant positive reviews and brand pull in its operating regions.
fence
Entry Barriers
Brand loyalty, established store network, and own manufacturing capabilities act as moderate entry barriers in the regional jewellery market.
leaderboard
Industry Position
The company has a strong brand pull in Tier II and Tier III cities in Southern India, positioning itself as a trusted brand for the mass market.
local_shipping
Supplier Concentration
High. The company is heavily dependent on its top 10 raw material suppliers, accounting for over 72% of total raw material costs.

factoryIndustry Analysis

factoryGems and Jewellery Retail Industry
Industry CAGR
3.2%
boltDrivers
  • Currency fluctuations (Indian Rupee against US Dollar affecting gold prices)
  • Geopolitical events (impacting international gold prices)
  • Government policies and regulations (import duty, taxes)

verified_userGovernance & Ownership

Governance Health
60OF 100Moderate
Risk & Quality Ratings
Promoter QualityHigh
Governance RatingModerate
TransparencyModerate
Litigation Risk—
Regulatory Issues—
Dependency Risk—
Shareholding Pattern
Pre-Issue Promoter97.72%
Post-Issue Promoter82.85%
infoPromoter dilution of 14.9 pts post-issue.

groupsPeer Comparison

CompanyP/ERoNW / ROEROCEP/BEPS (Basic)EPS (Diluted)NAV
Lalithaa Jewellery Mart IPOThis IPO
11.14×
41.6%
42.6%
3.43×
—
—
—
Tribhovandas Bhimji Zaveri Limited
9.14×
27.06%
—
—
₹30.32
₹30.32
₹125.6
Titan Company Limited
85.25×
36.48%
—
—
₹57.19
₹57.16
₹179.75
Thangamayil Jewellery Limited
46.26×
27.93%
—
—
₹113.14
₹113.14
₹455.6
Senco Gold Limited
11.5×
26.07%
—
—
₹35.08
₹35.06
₹153.45
P N Gadgil Jewellers Limited
22.18×
23.21%
—
—
₹30.2
₹30.2
₹144.63
PC Jeweller Limited
9.26×
10.32%
—
—
₹1
₹0.83
₹9.45
Manoj Vaibhav Gems N Jewellers Limited
7.12×
14.82%
—
—
₹23.54
₹23.54
₹170.6
Kalyan Jewellers India Limited
46.85×
24.63%
—
—
₹13.08
₹13.05
₹61.09
Lalitha Jewellery Mart Limited
—
39.9%
—
—
₹20.2
₹20.2
₹58.6
Lalithaa Jewellery Mart IPOThis IPO
P/E11.14×
RoNW / ROE41.6%
ROCE42.6%
P/B3.43×
Tribhovandas Bhimji Zaveri Limited
P/E9.14×
RoNW / ROE27.06%
EPS (Basic)₹30.32
EPS (Diluted)₹30.32
NAV₹125.6
Titan Company Limited
P/E85.25×
RoNW / ROE36.48%
EPS (Basic)₹57.19
EPS (Diluted)₹57.16
NAV₹179.75
Thangamayil Jewellery Limited
P/E46.26×
RoNW / ROE27.93%
EPS (Basic)₹113.14
EPS (Diluted)₹113.14
NAV₹455.6
Senco Gold Limited
P/E11.5×
RoNW / ROE26.07%
EPS (Basic)₹35.08
EPS (Diluted)₹35.06
NAV₹153.45
P N Gadgil Jewellers Limited
P/E22.18×
RoNW / ROE23.21%
EPS (Basic)₹30.2
EPS (Diluted)₹30.2
NAV₹144.63
PC Jeweller Limited
P/E9.26×
RoNW / ROE10.32%
EPS (Basic)₹1
EPS (Diluted)₹0.83
NAV₹9.45
Manoj Vaibhav Gems N Jewellers Limited
P/E7.12×
RoNW / ROE14.82%
EPS (Basic)₹23.54
EPS (Diluted)₹23.54
NAV₹170.6
Kalyan Jewellers India Limited
P/E46.85×
RoNW / ROE24.63%
EPS (Basic)₹13.08
EPS (Diluted)₹13.05
NAV₹61.09
Lalitha Jewellery Mart Limited
RoNW / ROE39.9%
EPS (Basic)₹20.2
EPS (Diluted)₹20.2
NAV₹58.6
trending_upStrongest Peer
Titan Company Limited (P/E 85.25x, ROE 36.48%)
trending_downWeakest Peer
Manoj Vaibhav Gems N Jewellers Limited (P/E 7.12x, ROE 14.82%)
Relative PricingAttractive

receipt_longOffer Details

Fresh Issue
₹1,200 Cr
Offer for Sale
₹500 Cr
Total Shares
8,46,08,276
Net Offer Shares
8,42,78,606
Registrar
MUFG Intime India Pvt.Ltd.
Lead Managers
Anand Rathi Advisors Ltd.

shopping_cartLot Size & Bidding

Min Investment
₹10.11 L
₹10,11,432
Lot Size
74 sh
shares per lot
Min Bid
74 sh
minimum to apply

B-HNI

68 lots & above
₹10.11 Lentry
Min
68 lots
5,032 sh · ₹10.11 L
Max
—
no upper limit

pie_chartReservation Breakdown

CategoryShares Offered% of IssueShare
QIB4,21,39,30349.81%
NII (HNI)1,26,41,79114.94%
Retail2,94,97,51234.86%
Employee3,29,6700.39%
QIB49.81%
4,21,39,303 shares offered
NII (HNI)14.94%
1,26,41,791 shares offered
Retail34.86%
2,94,97,512 shares offered
Employee0.39%
3,29,670 shares offered

anchorAnchor Investors

Bid Date
Aug 14, 2026
Anchor Price
₹201
Investors
22
Investor
ICICI PRUDENTIAL SMALLCAP FUND49,75,168₹1,000 Cr19.68%
BANDHAN SMALL CAP FUND45,22,880₹90.91 Cr17.89%
BANDHAN INNOVATION FUND4,52,288₹9.09 Cr1.79%
GOLDMAN SACHS BANK EUROPE SE-ODI49,75,168₹1,000 Cr19.68%
MORGAN STANLEY INDIA INVESTMENT FUND,INC.10,78,772₹21.68 Cr4.27%
GREATER INDIA PORTFOLIO7,35,782₹14.79 Cr2.91%
MORGAN STANLEY INVESTMENT FUNDS INDIAN EQUITY FUND6,73,030₹13.53 Cr2.66%
SANSHI FUND-I12,43,718₹25 Cr4.92%
VARANIUM DYNAMIC TRUST6,46,760₹13 Cr2.56%
COGNIZANT CAPITAL DYNAMIC OPPORTUNITIES FUND5,96,958₹12 Cr2.36%
KOTAK MAHINDRA LIFE INSURANCE CO.LTD.11,19,398₹22.5 Cr4.43%
BAJAJ LIFE INSURANCE LTD.10,29,784₹20.7 Cr4.07%
LORDS MULTIGROWTH FUND9,95,078₹20 Cr3.94%
SAMCO ACTIVE MOMENTUM FUND2,48,788₹5 Cr0.98%
SAMCO MULTI CAP FUND2,48,788₹5 Cr0.98%
SAMCO SMALL CAP FUND2,48,640₹5 Cr0.98%
BANK OF INDIA CONSUMPTION FUND2,48,788₹5 Cr0.98%
BANK OF INDIA BUSINESS CYCLE FUND3,97,972₹8 Cr1.57%
BANK OF INDIA LARGE CAP FUND99,456₹2 Cr0.39%
ALPHA ALTERNATIVES FINANCIAL SERVICES PVT.LTD.2,48,789₹5 Cr0.98%
ALPHAMINE ABSOLUTE RETURN FUND2,48,788₹5 Cr0.98%
LC PHAROS MULTI STRATEGY FUND VCC-LC PHAROS MULTI STRATEGY FUND SF12,48,788₹5 Cr0.98%
ICICI PRUDENTIAL SMALLCAP FUND
Shares49,75,168
Amount₹1,000 Cr
Anchor %19.68%
BANDHAN SMALL CAP FUND
Shares45,22,880
Amount₹90.91 Cr
Anchor %17.89%
BANDHAN INNOVATION FUND
Shares4,52,288
Amount₹9.09 Cr
Anchor %1.79%
GOLDMAN SACHS BANK EUROPE SE-ODI
Shares49,75,168
Amount₹1,000 Cr
Anchor %19.68%
MORGAN STANLEY INDIA INVESTMENT FUND,INC.
Shares10,78,772
Amount₹21.68 Cr
Anchor %4.27%
GREATER INDIA PORTFOLIO
Shares7,35,782
Amount₹14.79 Cr
Anchor %2.91%
MORGAN STANLEY INVESTMENT FUNDS INDIAN EQUITY FUND
Shares6,73,030
Amount₹13.53 Cr
Anchor %2.66%
SANSHI FUND-I
Shares12,43,718
Amount₹25 Cr
Anchor %4.92%
VARANIUM DYNAMIC TRUST
Shares6,46,760
Amount₹13 Cr
Anchor %2.56%
COGNIZANT CAPITAL DYNAMIC OPPORTUNITIES FUND
Shares5,96,958
Amount₹12 Cr
Anchor %2.36%
KOTAK MAHINDRA LIFE INSURANCE CO.LTD.
Shares11,19,398
Amount₹22.5 Cr
Anchor %4.43%
BAJAJ LIFE INSURANCE LTD.
Shares10,29,784
Amount₹20.7 Cr
Anchor %4.07%
LORDS MULTIGROWTH FUND
Shares9,95,078
Amount₹20 Cr
Anchor %3.94%
SAMCO ACTIVE MOMENTUM FUND
Shares2,48,788
Amount₹5 Cr
Anchor %0.98%
SAMCO MULTI CAP FUND
Shares2,48,788
Amount₹5 Cr
Anchor %0.98%
SAMCO SMALL CAP FUND
Shares2,48,640
Amount₹5 Cr
Anchor %0.98%
BANK OF INDIA CONSUMPTION FUND
Shares2,48,788
Amount₹5 Cr
Anchor %0.98%
BANK OF INDIA BUSINESS CYCLE FUND
Shares3,97,972
Amount₹8 Cr
Anchor %1.57%
BANK OF INDIA LARGE CAP FUND
Shares99,456
Amount₹2 Cr
Anchor %0.39%
ALPHA ALTERNATIVES FINANCIAL SERVICES PVT.LTD.
Shares2,48,789
Amount₹5 Cr
Anchor %0.98%
ALPHAMINE ABSOLUTE RETURN FUND
Shares2,48,788
Amount₹5 Cr
Anchor %0.98%
LC PHAROS MULTI STRATEGY FUND VCC-LC PHAROS MULTI STRATEGY FUND SF1
Shares2,48,788
Amount₹5 Cr
Anchor %0.98%

show_chartGrey Market Premium

GMP Trend (last 8 sessions)
—+34.83%
The GMP has shown a positive trend, peaking at ₹70.0 on August 22, 2026, from ₹41.0 on August 12, 2026.
insightsGMP climbed +₹29 (+70.7%) over 8 sessions, peaking at ₹70 — a +34.83% premium over issue price.
Current
₹70
High
₹70
Low
₹24
Average
₹41.8
Δ Period
+₹29
Market Sentiment
Market sentiment is very strong

Premium gain of 34.83% over issue price.

grid_viewSubscription Demand

Category Subscription (×)
QIB
153.8×
HNI
78.17×
Retail
12.51×
Overall
66.63×
All Categories
QIB
153.8×
NII
78.17×
S-NII
53.59×
B-NII
90.47×
RII
12.51×
EMP
9.1×

badgeManagement

M. Kiran Kumar Jain
Chairman and Managing Director
Hemaa Kiran Kumar Jain
Whole-time Director
P Rajeswaran
Whole-time Director
Nayan Jagadishchandra Rawal
Independent Director
Poonam Jagdambaprasad Dubey
Independent Director
Vandana Mayur Amrutiya
Independent Director

thumb_upKey Strengths

check

Exceptional revenue and PAT growth (CAGR of 20.9% and 41.9% respectively from FY24-FY26).

check

Excellent return ratios (ROE 41.6%, ROCE 42.6%, RoNW 39.9% for FY26).

check

Attractive valuation with a post-IPO P/E of 11.14x, significantly below industry and peer averages.

check

Strong brand presence and pull in Tier II and Tier III cities of Southern India.

check

Established business model with own manufacturing facilities.

check

Low debt-to-equity ratio (0.53 for FY26).

check

Very strong market sentiment indicated by high GMP (34.83% estimated gain) and robust subscription across all categories (QIB 153.8x, NII 78.17x, Retail 12.51x).

check

High quality and diverse anchor investor participation (22 investors including major funds).

warningRisk Analysis

5
Critical
4
High
2
Moderate
0
Low
gpp_maybe
Past negative cash flows from operating activities, raising concerns about cash generation.
Critical
gpp_maybe
High dependence on a limited number of raw material suppliers (top 10 account for over 72% of costs).
Critical
gpp_maybe
Significant capital requirements for business operations.
Critical
gpp_maybe
High revenue concentration on gold jewellery sales (over 94%).
Critical
gpp_maybe
Past 'search and seizure' operation by the income-tax department and ongoing taxation proceedings.
Critical
warning
Involvement of the company, promoters, and management in legal and regulatory proceedings.
High
warning
Promoters and promoter group members have extended personal guarantees for company borrowings.
High
warning
Intense competition in the Indian jewellery market.
High
warning
High inventory levels (42.34% of revenue as of Dec 2024).
High
error
Execution risk related to brand building, marketing, and advertising initiatives.
Moderate
error
Expansion risk associated with increasing store footprint and entering new markets.
Moderate

insightsFuture Outlook

rocket_launchBull Case
Revenue
₹35,000 Cr
PAT Margin
6%

Successful execution of expansion plans, diversification into studded gold and silverware, continued brand building, and favorable industry growth trends.

timelineBase Case
Revenue
₹30,000 Cr
PAT Margin
5%

Steady growth in existing markets, moderate success in new store rollouts, and stable gold prices.

trending_downBear Case
Revenue
₹20,000 Cr
PAT Margin
3%

Intensified competition, adverse regulatory changes, significant fluctuations in gold prices, failure to manage working capital efficiently, or negative outcomes from ongoing litigations.

auto_awesomeAI Insights

auto_awesome

Positive: Revenue CAGR (FY24-FY26) of 20.9%

auto_awesome

Concern: Past negative cash flows from operating activities

auto_awesome

Listing-gain vs long-term: Strong Apply / Apply.

auto_awesome

Concern: High dependence on top 10 raw material suppliers (over 72%)

On this report